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 Post subject: Winter Tyres and Chris Knott
 Post Posted: Mon Nov 12, 2018 11:35 am 
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Winter Tyres and Chris Knott

Hi, I'm often asked on club forums (and Facebook groups) about switching to winter wheels/tyres and whether an insurer will charge extra if you do.

As it's getting to that time of year again I thought I'd just reassure any Chris Knott clients that the insurers we use don't usually charge for this. However, if you are thinking of swapping your wheels we do have to log when you make the switch and then again when you go back to normal - so please let us know on 0800 917 2274.

Thanks,
Nick


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"Been with them for years now. I check about every year but so far the best price, understanding of simple mods / winter wheels and cust service has been there every time. Very happy so far." Joanna Cole, New Mini Scotland

"Excellent service when arranging insurance for 2 cars. As much as possible is done by email which is efficient..." Julian P, TrustPilot

"Quick, simple and always matching prices with trustworthy insurances." Carla, TrustPilot

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"Continuing my annual insurance search, Chris Knott have beaten my (already cheap) renewal by 10% but I’m getting some really outrageous quotes. Most north of £500 and a few into 4 figures!" Steve Ingall, Alfabook

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MPSOC INSURANCE - the club's preferred insurance partner
QUOTELINE: 0800 917 2274 (or 01424 200477 for mobiles)
CLUB CODE: MPO-153
MPSOC Insurance is powered by Chris Knott Insurance who is authorised and regulated by the Financial Conduct Authority.


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 Post subject: Re: Winter Tyres and Chris Knott
 Post Posted: Tue Nov 13, 2018 9:07 am 
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If the winter tyres are on a different set of OEM wheels and the same wheel and tyre size as the "summer" tyres, why do you have to tell your insurers? Its the same wheel and the same tyre size. Other than a different brand of tyre it is as it came out the factory.

Just for the record, when getting quotes or renewing, I always say that during the winter the car will run on winter tyres. Therefore, I see no reason to phone up and say when I actually swap them over.


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 Post subject: Re: Winter Tyres and Chris Knott
 Post Posted: Tue Nov 13, 2018 12:12 pm 
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That's fine BigDunc, as you say 'if the tyres are on OEM wheels' but to keep costs down sometimes alloys wheels are replaced with steels on the winter set or non-OEM and that could be classed as a modification. Logging it protects you from any comeback if there's an accident and an insurer says the wheels are not declared.

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MPSOC INSURANCE - the club's preferred insurance partner
QUOTELINE: 0800 917 2274 (or 01424 200477 for mobiles)
CLUB CODE: MPO-153
MPSOC Insurance is powered by Chris Knott Insurance who is authorised and regulated by the Financial Conduct Authority.


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 Post subject: Re: Winter Tyres and Chris Knott
 Post Posted: Tue Nov 13, 2018 4:23 pm 
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Thanks for the clarification.

On both my MPSs I managed to get a second set of OEM wheels relatively easily. The first from someone who had upgraded to aftermarket and the second from a car being broken.


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