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Reduction in premiums for having a DashCam? https://www.mpsowners.co.uk:443/viewtopic.php?f=237&t=22501 |
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Author: | spikedog [ Sun Jul 19, 2015 8:44 pm ] |
Post subject: | Reduction in premiums for having a DashCam? |
Hey guys, Do you offer any further discounts for having an installed DashCam? I got a quote from you earlier in the month which was already competitive but forgot to mention that I have a DashCam installed, if/when I call back should I mention my DashCam? |
Author: | Mig [ Sun Jul 19, 2015 10:17 pm ] |
Post subject: | Re: Reduction in premiums for having a DashCam? |
spikedog wrote: Hey guys, Do you offer any further discounts for having an installed DashCam? I got a quote from you earlier in the month which was already competitive but forgot to mention that I have a DashCam installed, if/when I call back should I mention my DashCam? I think we could work out a nice deal for you there bud. How's 75% discount sound for starters? |
Author: | ChrisKnottIns [ Mon Jul 20, 2015 8:27 am ] |
Post subject: | Re: Reduction in premiums for having a DashCam? |
Hi, I'm afraid there are no extra discounts for Dash Cams but knowledge that you have one may increase our confidence in the rate we've quoted you if it's a particularly low one. |
Author: | spikedog [ Mon Jul 20, 2015 9:19 am ] |
Post subject: | Re: Reduction in premiums for having a DashCam? |
OK no worries, it certainly increases my own confidence should I have to make any claims! |
Author: | ~Divine~Wind~ [ Mon Jul 20, 2015 2:37 pm ] |
Post subject: | Re: Reduction in premiums for having a DashCam? |
Admiral increased mine as they classes it as an interior modification :/ |
Author: | spikedog [ Mon Jul 20, 2015 2:58 pm ] |
Post subject: | Re: Reduction in premiums for having a DashCam? |
Wow that is all kinds of lame, my current insurance provider reduces it by 10% (or 12.5% if you use their own sponsored brand of cam). |
Author: | crazyhobo [ Mon Jul 20, 2015 3:03 pm ] |
Post subject: | Re: Reduction in premiums for having a DashCam? |
Does that mean you're only covered if it is on? |
Author: | spikedog [ Mon Jul 20, 2015 3:08 pm ] |
Post subject: | Re: Reduction in premiums for having a DashCam? |
Nope, they just consider the fact you have one to mean you are less likely to claim if it was your fault. After all why would you put in a claim without your DashCam footage if you were not at fault? http://www.swiftcover.com/carinsurance/dashcams/ |
Author: | Beds_MPS [ Mon Jul 20, 2015 3:16 pm ] |
Post subject: | Re: Reduction in premiums for having a DashCam? |
spikedog wrote: Nope, they just consider the fact you have one to mean you are less likely to claim if it was your fault. After all why would you put in a claim without your DashCam footage if you were not at fault? http://www.swiftcover.com/carinsurance/dashcams/ That's handy to know. I've never thought of mentioning I have one as I assumed that no discounts were available. |
Author: | crazyhobo [ Mon Jul 20, 2015 3:55 pm ] |
Post subject: | Re: Reduction in premiums for having a DashCam? |
spikedog wrote: Nope, they just consider the fact you have one to mean you are less likely to claim if it was your fault. After all why would you put in a claim without your DashCam footage if you were not at fault? http://www.swiftcover.com/carinsurance/dashcams/ Good to know |
Author: | spikedog [ Mon Jul 20, 2015 4:09 pm ] |
Post subject: | Re: Reduction in premiums for having a DashCam? |
That said of course, even without the DashCam discount Chris Knotts was still more than competitive so I am still on course to be taking out my next policy with them. |
Author: | ChrisKnottIns [ Mon Jul 20, 2015 5:11 pm ] |
Post subject: | Re: Reduction in premiums for having a DashCam? |
And that's the way we always work, so the dash cam is a non-issue. |
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